Voyage Survey
Anytime a boat or yacht ventures from her local
waters, the likelihood and odds of an insurance claim are
pretty high. Your marine insurance policy should have an
agreed value for the boat of yacht, rather
than an Actual Cash Value (ACV). You must not exceed the
navigation limits of your boat
insurance policy. If you exceed your geographical
boundaries of navigation limits without your
underwriter’s permission, your boat insurance may be
cancelled. There is an added premium for
blue water cruising. For example to Hawaii it is
approximately 1% of a boat’s value (often
negotiable).
Insurance
companies require that the boat or yacht have a trip or voyage
survey when a trip is being taken
outside the normal navigation limits of the policy. An
experienced marine surveyor should be used
for a certified voyage survey. The voyage survey tries to
forestall any unforeseen hazards and
risks the boat may encounter in open waters. The ability to
repair hardware and machinery at
sea is of the utmost importance. The surveyor should be
sure that there is adequate marine
communication equipment aboard, that it is in good repair, and
that it has transmitting powers to
summon help in faraway places. Marine hi-seas radios,
weather fax, and certified ham licensing are a
prime requisite for boat and yacht transport in unfamiliar
waters. Choose your marine hardware
very carefully.
The following
checklist will help you prepare for your trip and voyage
survey:
· Is
gear and boat’s equipment properly
stowed?
· As
there emergency rations of food and water for the
boat’s crew?
· Has
the compass been swung and proven
adequate?
· Are
there operating manuals for the major items of equipment on
board?
· Has
lifeboat or raft had a recent inspection?
· Did
you carefully choose the yacht’s course and fuel
stops?
· On
a sailboat was the rigging carefully inspected
aloft?
· Does
the autopilot or wind vane work flawlessly?
· Are
there spare parts?
· Can
inspection and repair be facilitated underway?
· Do
you have alarms for engine temperatures, bilge water,
carbon monoxide?
· Are
fuel filters accessible and easily changed
underway?
· Is
there a box aboard the yacht to filter fuel before it enters the
tanks?
· Are
there spare parts for the rigging
· Is
there a storm rigging (storm sail)?
· Are
the windows of adequate strength and thickness?
· Are
there storm windows?
· Is
there a collision matt with lines attached to each
corner?
· Are
the Skipper and crew qualified?
· Is
the yacht suitable for passage making?
· Is
the hardware up to a voyage in open
waters?
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MEMBER:
Classic
Yacht Association
C-Port
Boats
US Referral
California
EPA
Department
Health Services
Occupational
Safety Health Administration
American
Society of Non-Destructive Testing
American
Arbitration Association
Office
of California Real Estate Appraisers
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